By Cathi Coppinger

“Forbes” magazine recently posted something on ways young people waste money.  But a lot of them apply to EVERYONE.  They’re pretty obvious, but here are the top four.  Renting a place you can’t afford.  The general rule is you shouldn’t spend more than 30% of your budget on rent.  Mindless spending on little things.  Like getting Starbucks every morning, or going to Target to buy ONE thing, and buying five other things you don’t really need.

Being lazy.  Like when you get home from work and decide you’re too tired to cook, so you order food and end up spending 20 bucks.  Which adds up really fast if you do it two or three times a week. Paying for things you want, but don’t need.  Like $15 a month for HBO, so you can watch the new “Game of Thrones”s eason that’s still two months away . . . or $100 a year for Amazon Prime, just so you can buy MORE stuff you probably don’t need.